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Morehead City · Atlantic Beach · Beaufort · Emerald Isle

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A dune walkover to the beach at sunset
About

Live Coastal. Love Life.

A Morehead City REALTOR® working the Crystal Coast.

Danny Pharo, REALTOR® with Coldwell Banker Sea Coast Advantage
About

A coast worth coming back to.

Danny Pharo is a REALTOR® with Coldwell Banker Sea Coast Advantage, licensed as a North Carolina real estate broker, and based in Morehead City. He focuses on Carteret County and the communities around it, working with everyone from first-time buyers to seasoned investors, and from families upsizing to people downsizing.

Before real estate he spent more than thirty-five years as a professional airline pilot — a career built on attention to detail, communication and a strong work ethic. The Crystal Coast kept drawing him back from other parts of the country, and now it is home. When he is not working, he is on the water, travelling, or with his family.

The Crystal Coast runs about eighty-five miles, from Cape Lookout to the New River. Bogue Banks — Atlantic Beach, Pine Knoll Shores, Indian Beach and Emerald Isle — faces the ocean; across Bogue Sound, Morehead City, Beaufort, Newport and Cape Carteret make up the mainland. Two very different ways to live, a bridge apart.

Buying well here means asking the coastal questions early: the flood zone, the insurance, whether the dock conveys, what the place is like in February. His motto is simple — Live Coastal. Love Life. — and the work is making sure nothing gets in the way of it.

Meet Danny
Your agent

The person you will actually deal with.

One agent, from Emerald Isle to New Bern.

Danny Pharo

Danny Pharo

REALTOR® · Coldwell Banker Sea Coast Advantage

Danny Pharo is a dedicated real estate professional with Coldwell Banker Sea Coast Advantage, helping buyers and sellers make confident moves along the Crystal Coast. He lives in Morehead City, knows the market town by town, and brings the attention to detail of a thirty-five-year career as an airline pilot to every transaction. Whether you are buying your first home, moving to the coast, or selling the one you have loved, call him — there is nothing attached to a conversation.

License 357000

Why Danny

What a local agent is actually for.

  • A pilot’s attention to detail

    Thirty-five years flying professionally is thirty-five years of checklists, clear communication and not skipping steps. A home purchase has more moving parts than most people expect, and the same habits keep it on schedule.

  • He lives here

    Danny makes his home in Morehead City, and spends his free time on the water. The coast out of season, which roads flood, where the traffic backs up on a summer Saturday — that is the local knowledge that matters.

  • Flood and wind, up front

    On the Crystal Coast insurance can decide whether a house is a good buy. Flood zone, elevation and a real premium belong in the first conversation, not the week before closing.

  • Coldwell Banker Sea Coast Advantage

    A licensed North Carolina broker with Coldwell Banker Sea Coast Advantage, out of its Atlantic Beach office — local knowledge, with one of the best-known names in real estate behind it when your buyer is coming from out of state.

Oceanfront houses and pools behind the dunes, Atlantic Beach
For sellers

Show what makes your home unique.

On the coast the price moves with the water: sound side or ocean side, how far to the beach, whether there is a dock, and what the flood zone says. We price against what has actually closed near you, get the disclosure paperwork and the survey ready before a buyer asks, and make sure the listing shows what a photograph of the kitchen never will.

Get a valuation
A waterfront house on the marsh, Atlantic Beach
For buyers

The coast, without the surprises.

Flood zone, the wind and hail policy, how the due diligence period works, and what the house is like out of season. Whether you are moving here for good, stationed nearby, or buying the beach place you have been promising yourself for years, these are the things worth knowing before you fall for somewhere.

How buying works
Frequently asked

The questions that come first.

What areas do you cover?

Carteret County and the communities around it: Morehead City, Atlantic Beach, Beaufort, Emerald Isle, Newport and Cape Carteret, plus Swansboro and New Bern.

Should I buy on Bogue Banks or on the mainland?

It depends on how you want to live. The island puts you steps from the ocean, and usually costs more to buy and to insure. The mainland gives you more house and land for the money, easier errands, and a short drive over the bridge to the beach. Plenty of people arrive certain of one and leave with the other.

What is the due diligence fee?

In North Carolina a buyer usually pays the seller a due diligence fee in exchange for a set period to inspect, appraise and arrange financing and insurance. You can walk away during that period for any reason, but the fee is generally not refunded. Earnest money is separate. How much to offer for each is part of the strategy.

How much is insurance on the coast?

It depends on the flood zone, the elevation and the building itself — and on the islands, wind and hail cover is often a separate policy. Two houses that look alike from the street can be very different to insure, so it is worth getting real quotes during due diligence.

How do I find out what my home is worth?

Ask for a valuation. It is built from what has actually closed near you rather than an automated estimate, and nothing is attached to it.

Why Danny

The Crystal Coast is a place people come back to. Danny Pharo is one of them — the town and its people kept drawing him back from other parts of the country, and now Morehead City is home. What he wants for the people he works with is the same thing: the right house, on the right side of the bridge, bought or sold without surprises, so the only thing left to do is enjoy living here.

Live Coastal. Love Life.

Danny Pharo, REALTOR® · Coldwell Banker Sea Coast Advantage

Or call Danny directly at (252) 808-5227
Call Danny (252) 808-5227